Surrogacy in India has drastically changed with the introduction of the Surrogacy (Regulation) Act, 2021 and the ART Act, 2021, which completely ban commercial surrogacy. Now, only altruistic surrogacy is legal in India, including in Noida.
Under this model, surrogate mothers are not paid beyond medical reimbursements, mandatory insurance, and approved related expenses.
The laws also set strict eligibility criteria: intended parents must be Indian citizens, married for at least five years, with specific age limits and a proven infertility certificate. Some single women (widowed/divorced, aged 35–45) may also qualify.
Average Cost of Altruistic Surrogacy Noida 2025
The estimated surrogacy cost in Noida in 2025 under the altruistic model typically ranges between ₹15 Lakhs and ₹25 Lakhs, with potential to go up to ₹30 Lakhs or more in complex cases involving multiple IVF cycles, premium clinic services, or advanced medical care.
These costs generally cover IVF procedures, surrogate care, 36-month insurance, and legal documentation, all in line with India’s Surrogacy and ART Acts.
While some clinics may promote affordable surrogacy cost in Noida starting as low as ₹9–11 Lakhs, these packages often exclude crucial elements like extended legal work or comprehensive insurance, making it essential to request a detailed, itemized breakdown. Intended parents should remain cautious of offers that seem too low, as they may signal non-compliance or hidden charges.
For a safe, ethical, and legally sound surrogacy journey, it’s vital to choose a transparent and registered clinic rather than focusing solely on the cheapest surrogacy packages in Noida.
Surrogacy Costs in Noida: A Breakdown of Expenses
Planning for surrogacy in Noida requires a clear understanding of the associated costs. Expenses arise throughout the process, from initial medical procedures to legal formalities. Here’s a simplified breakdown:
1. IVF Procedures (The Medical Foundation)
In Vitro Fertilization (IVF) is central to gestational surrogacy. Costs are typically per cycle and include:
– Initial Consultation & Diagnostics: Fertility assessment for intended parents (consultations, hormone tests, scans, semen analysis). Approx. cost: ₹12,500 – ₹25,000.
– Ovarian Stimulation: Medications for the intended mother or egg donor to produce multiple eggs. A significant cost factor.
– Approx. cost: ₹40,000 – ₹1,00,000+ (varies based on dosage/response).
– Core IVF Process (Retrieval, Lab Work, Transfer): Includes egg collection, fertilization (ICSI may add ₹20,000-₹40,000), embryo culture (blastocyst stage may add ~₹15,000), and embryo transfer to the surrogate. Frozen Embryo Transfer (FET) cycles average ₹40,000-₹50,000.
– Estimated Total IVF Cost (per cycle): ₹1.2 Lakhs – ₹2.5 Lakhs (excluding donor gametes or advanced genetic testing).
2. Surrogate Mother’s Medical Care (Pregnancy & Delivery)
Covers all healthcare for the surrogate throughout the journey:
– Prenatal Care: Regular check-ups, scans, tests, and medications during pregnancy.
– Delivery Costs: Hospital charges vary significantly between normal delivery (approx. ₹30,000+) and C-section (approx. ₹90,000 – ₹2 Lakhs).
– Postnatal Care: Medical support for the surrogate after birth.
– Estimated Total Medical Expenses (Surrogate): ₹2.25 Lakhs – ₹3.75 Lakhs (excluding potential major complication costs, which mandatory insurance aims to cover).
3. Legal & Administrative Fees (Compliance & Documentation)
Navigating the legal framework (Surrogacy & ART Acts) involves expert counsel:
– Services: Drafting altruistic surrogacy agreements, obtaining essential certificates (Essentiality, Medical Indication, Surrogate Eligibility), securing Court Orders, and ensuring regulatory compliance.
– Estimated Legal & Admin Cost: ₹1 Lakh – ₹3 Lakhs (can vary based on complexity).
4. Initial Screening & Coordination
Ensuring the surrogate meets eligibility criteria and managing the process:
– Surrogate Screening: Medical and psychological fitness assessments (Medical screening approx. ₹30,000-₹40,000).
– Coordination: Clinic fees for managing appointments and communication (often bundled).
Cost Breakdown for Altruistic Surrogacy in Noida (2025)
| Cost Component | Estimated Cost Range (INR) | Notes |
|---|---|---|
| Initial Consultation & Diagnostics | ₹5,500 – ₹45,000+ | Tests (blood, ultrasound, semen analysis etc.) may be separate |
| Fertility Medications (Stimulation) | ₹20,000 – ₹90,000+ | Highly variable |
| Basic IVF Cycle Procedure | ₹90,000 – ₹2,50,000+ | Core cost |
| Intracytoplasmic Sperm Injection (ICSI) | Add ₹20,000 – ₹1,50,000 | If needed |
| Preimplantation Genetic Testing (PGT) | Add ₹20,000 – ₹1,00,000+ | Per test/embryo/cycle |
| Embryo Freezing & Annual Storage | Add ₹35,000 – ₹1,85,000 (initial + 1yr) | For surplus embryos |
| Frozen Embryo Transfer (FET) Cycle | Add ₹45,000 – ₹2,85,000 | Procedure + Meds |
| Donor Gametes (Sperm/Eggs) | Add ₹20,000 – ₹2,50,000+ | Depending on source |
| Surgical Sperm Retrieval (PESA/TESA) | Add ₹18,000 – ₹40,000+ | If needed |
| Other Advanced Techniques (LAH, ERA) | Add ₹5,000 – ₹60,000+ | If needed |
Disclaimer: These are estimates based on available 2024 data projected to 2025 and can vary significantly based on individual circumstances, clinic choices, and unforeseen factors.
Factors Affecting Surrogacy Costs in Noida
The total cost of surrogacy in Noida isn’t fixed; several crucial factors can significantly impact the final expenses.
Understanding these variables helps intended parents budget more effectively:
Choice of ART Clinic:
– Quality & Reputation: Clinics with high success rates, advanced technology, and premium services often charge more.
– Pricing Transparency: Costs can vary based on how clinics structure their fees. It’s vital to inquire about potential hidden charges or unclear policies regarding additional costs.
Number of IVF Attempts:
– Per-Cycle Costs: Success isn’t guaranteed on the first try. Since IVF costs (approx. ₹1.2 Lakhs – ₹2.5 Lakhs) are incurred per cycle, multiple attempts substantially increase the overall expense.
– Success Rates vs. Cost: A clinic with higher success rates might be more cost-effective in the long run, even with a higher per-cycle fee, as fewer attempts may be needed. The Surrogacy Act permits up to three attempts.
Need for Advanced ART Procedures:
– ICSI (Intracytoplasmic Sperm Injection): Used for male infertility, adding to lab costs per cycle.
– PGT (Preimplantation Genetic Testing): Screens embryos for genetic issues. Can significantly increase costs (approx. ₹40,000 – ₹1,70,000+) but may improve success or prevent disorders.
– Donor Gametes: Using donor eggs (approx. ₹35,000 – ₹2,00,000+) or donor sperm (approx. ₹10,000 – ₹70,000+) adds considerable expense. Must comply with ART Act, 2021; embryo donation for surrogacy is prohibited.
– Sperm Retrieval Techniques (TESA/PESA): Specific procedures for male infertility add surgical costs.
Legal Process Complexity:
– Standard legal procedures are mandatory, but costs can rise if cases involve complex documentation, challenging family histories, or require more extensive legal intervention. The lawyer’s experience and fees also influence this cost.
Surrogate Health & Insurance Coverage:
-Unforeseen health complications during the surrogate’s pregnancy requiring specialized care can increase medical expenses.
-While mandatory 36-month insurance helps cover these, policy limits, deductibles, or non-covered services might lead to additional out-of-pocket costs for intended parents.
Surrogacy Cost Comparison Noida vs Other Cities
Placing the Surrogacy Cost in Noida into a broader context requires comparing it with costs in other major Indian cities known for fertility services.
Available data suggests regional variations, although the mandatory nature of many costs under the altruistic model may lead to less dramatic differences than in the past.
Sources provide the following approximate ranges for surrogacy costs across India:
- Mumbai: ₹15-25 Lakhs or potentially higher at ₹25-35 Lakhs.
- Delhi (often comparable to Noida): ₹15-23 Lakhs.
- Bangalore: ₹15-22 Lakhs or ₹22-32 Lakhs.
- Hyderabad: ₹15-20 Lakhs, though one source suggests a significantly lower range of ₹9-12 Lakhs, which requires careful verification as it seems inconsistent with other data points and the inherent costs of the altruistic model.
- Chennai: ₹15-19 Lakhs.
- Kolkata: ₹15-21 Lakhs.
- Ahmedabad: ₹15-20 Lakhs.
These figures suggest that costs in major metropolitan areas like Mumbai, Delhi/Noida, and Bangalore tend to be at the higher end of the spectrum, while cities like Chennai and Hyderabad might offer slightly lower ranges.
Noida, within the Delhi-NCR region, likely falls within the upper-mid range but might present options slightly more competitive than central Delhi or Mumbai.
These regional differences can be attributed to factors such as the concentration of high-end clinics, variations in operational costs (including real estate and staffing), local market dynamics and competition, and potentially nuances in the interpretation or enforcement of regulations at the state level.
Surrogacy Cost Comparison Major Cities India 2025
| City | Estimated Altruistic Surrogacy Cost Range (INR Lakhs) | Notes |
|---|---|---|
| Noida / Delhi | ₹15 – ₹25+ | Represents synthesized range for Noida/Delhi based on multiple sources under altruistic model. |
| Mumbai | ₹15 – ₹35 | Wider range reflects data variations; generally considered a higher-cost location. |
| Bangalore | ₹15 – ₹32 | Range reflects data variations; another major hub often with costs comparable to Delhi/Mumbai. |
| Chennai | ₹15 – ₹19 | Appears potentially more affordable compared to top metros. |
| Hyderabad | ₹15 – ₹20 (See note) | Generally appears more affordable, but caution advised regarding the anomalously low range cited in one source. |
| Kolkata | ₹15 – ₹21 | Mid-range costs compared to other metros. |
| Ahmedabad | ₹15 – ₹20 | Appears potentially more affordable. |
Disclaimer: These ranges are estimates synthesized from available data and are subject to significant variation based on clinic, case complexity, and evolving market conditions. The Hyderabad range requires particular caution.
Surrogacy legal fees in India
The Surrogacy (Regulation) Act, 2021, and the ART Act, 2021, have introduced a stringent legal framework that generates specific, unavoidable costs for intended parents pursuing altruistic surrogacy. Understanding the legal cost surrogacy India involves recognizing the expenses tied directly to compliance.
Key legal steps contributing to the cost include:
- Obtaining a Certificate of Essentiality and a Certificate of Medical Indication, often requiring approval from a District Medical Board.
- Securing an Eligibility Certificate for the surrogate mother from the Appropriate Authority.
- Obtaining a Parentage Order from a Magistrate’s court to establish legal parentage of the child.
- Drafting a comprehensive and legally sound altruistic surrogacy agreement outlining the rights and responsibilities of all parties.
- Ensuring the chosen ART clinic and any associated gamete bank are registered and operating in full compliance with the Acts.
- Potential costs associated with interactions or filings required by the National or State Surrogacy Boards or other designated Appropriate Authorities.
These legally mandated procedures necessitate meticulous documentation and often require the expertise of legal counsel specializing in Indian family law and the specific nuances of the ART and Surrogacy Acts. Budgeting adequately for legal fees (estimated broadly between ₹1 Lakh and ₹3 Lakhs, as noted in Section III) is therefore essential.
Unlike medical costs, which can fluctuate based on the number of IVF cycles needed or the occurrence of complications, the core legal compliance costs represent a relatively fixed and mandatory expense.
These steps are required for every legal surrogacy journey initiated under the new laws, regardless of whether the first medical procedures are successful. This establishes a significant, upfront financial barrier dictated by the regulatory framework itself.
Intended parents must factor these legal expenses into their initial budget as a definite cost, underscoring that even the most affordable surrogacy cost Noida options under the altruistic model involve substantial non-medical expenditure mandated by law.
Surrogacy Hidden Charges in Noida
While the primary cost components can be estimated, intended parents should also budget for potential hidden or less obvious expenses that can arise during the lengthy and complex surrogacy process:
- Unsuccessful Cycles and Repeat Procedures: The emotional and financial impact of failed IVF cycles cannot be overstated. Each additional IVF cycle incurs the full cost of the procedure and associated medications, significantly inflating the overall budget if multiple attempts are needed.
- Managing Unexpected Medical Complications: Although the mandatory 36-month insurance is intended to cover complications for the surrogate mother, policies may have coverage limits, exclusions, or require co-payments. Significant complications during pregnancy, delivery, or the postpartum period, or unexpected medical needs of the newborn child, could lead to expenses exceeding insurance coverage.
- Travel, Accommodation, and Logistics: Intended parents often need to travel to Noida multiple times for initial consultations, medical procedures (like gamete retrieval), legal formalities, and ultimately for the birth of the child. These trips incur costs for transportation and potentially accommodation, especially if extended stays are required. Similarly, travel costs for the surrogate mother to attend clinic appointments are a permissible reimbursement but add to the overall expense.
- Long-term Embryo Storage: If surplus embryos are created during the IVF process, intended parents may choose to freeze them for potential future use. This involves an initial cryopreservation fee and recurring annual storage fees. While individual fees might seem modest (e.g., annual storage around ₹10,000), these costs accumulate over time.
- Psychological Counselling and Support: Counselling is often recommended, and sometimes required, for both the intended parents and the surrogate mother to navigate the emotional complexities of the process. While some clinics might include basic counselling in their packages, additional sessions may incur extra costs.
The surrogacy journey can easily span one to two years or more from initial consultation to post-delivery. Over this extended period, seemingly smaller costs associated with travel, accommodation, extra medications, storage fees, or additional support services can accumulate significantly.
These miscellaneous and unforeseen expenses can add tens of thousands or even lakhs of rupees to the initially planned budget. Therefore, incorporating a contingency fund, perhaps 10-20% of the total estimated cost, is a prudent financial planning measure to mitigate the impact of these potential hidden costs and avoid financial strain later in the process.
Surrogacy for OCI card holders in Noida, India
The eligibility of Non-Resident Indians (NRIs) and Overseas Citizens of India (OCIs) for altruistic surrogacy in India has been subject to evolving interpretations of the law.
While the initial Surrogacy (Regulation) Act, 2021, appeared highly restrictive, subsequent clarifications and amendments suggest that certain categories of OCIs may be eligible, particularly married couples where one or both partners hold OCI status, provided they meet all other eligibility criteria applicable to Indian citizens.
However, the regulations explicitly prohibit foreign nationals (who are not OCIs) from commissioning surrogacy in India. Given the legal complexities and potential for changes in interpretation or regulation, NRIs/OCIs considering surrogacy in Noida must seek expert legal counsel specializing in Indian ART and Surrogacy law to verify their current eligibility status before proceeding.
For eligible NRIs/OCIs, several unique cost factors and logistical challenges arise:
- Increased Travel and Accommodation Costs: Multiple trips to India (Noida) will likely be necessary for consultations, medical procedures, legal formalities, and the birth/post-birth documentation process. These international travel and potentially extended accommodation costs can add significantly to the overall budget compared to resident Indians.
- Longer Stays: Intended parents may need to plan for longer stays in India around the time of the birth to complete necessary legal paperwork for establishing parentage and obtaining travel documents/citizenship for the child according to their home country’s laws.
- International Legal Coordination: Additional legal fees may be incurred to coordinate between Indian legal requirements and the laws of the intended parents’ country of residence regarding parentage recognition and citizenship for the child born through surrogacy.
- Currency Exchange Rate Fluctuations: The final cost in the intended parents’ home currency can be affected by fluctuations in the exchange rate between the Indian Rupee (INR) and their local currency over the duration of the surrogacy process.
These factors necessitate even more meticulous financial planning and logistical coordination for eligible NRIs and OCIs pursuing altruistic surrogacy in Noida.
Conclusion: Planning Your Financial Journey
The decision to pursue altruistic surrogacy is profound, involving significant emotional and financial commitments. As this report details, the Surrogacy Cost in Noida under the current legal framework (Surrogacy Regulation Act, 2021 & ART Act, 2021) is substantial, typically ranging from ₹15 Lakhs to ₹25 Lakhs or more for 2025.
This cost encompasses essential components including potentially multiple IVF cycles, comprehensive medical care for the surrogate, a mandatory 36-month insurance policy, extensive legal and administrative compliance, and permissible reimbursements for the surrogate’s expenses.
Factors such as the choice of clinic, the number of IVF attempts required, the need for advanced procedures or donor gametes, and unforeseen complications significantly influence the final expenditure. While Noida offers numerous fertility centres, finding genuinely affordable surrogacy cost Noida options requires looking beyond headline prices to ensure full legal compliance, ethical practices, and transparency in pricing, particularly regarding mandatory inclusions like insurance and legal fees.
Looking for reliable Surrogacy Centers in Noida? Shinefertility is dedicated to providing comprehensive support and guidance throughout your surrogacy journey. Understanding the complexities and costs involved, Shinefertility ensures transparency and ethical practices, aligning with the latest regulations to offer you a smooth and supportive experience.
FAQ’s
- What is the average cost of surrogacy in Noida in 2025?
The average cost ranges from ₹15 Lakhs to ₹25 Lakhs, potentially reaching ₹30 Lakhs or more in complex cases. - What does the Surrogacy (Regulation) Act, 2021 say about surrogacy costs?
It bans commercial surrogacy, allowing only altruistic surrogacy where surrogate mothers are not paid beyond medical reimbursements and approved expenses. - What expenses are included in the overall surrogacy cost?
IVF procedures, surrogate medical care, legal and administrative fees, initial screening, and coordination costs. - What factors can affect the total cost of surrogacy in Noida?
Choice of ART clinic, number of IVF attempts, need for advanced ART procedures, legal process complexity, and surrogate health and insurance coverage. - How do surrogacy costs in Noida compare to other major Indian cities?
Noida falls within the upper-mid range for surrogacy costs in India. - Are NRIs/OCIs eligible for surrogacy in Noida?
As per the Surrogacy (Regulation) Act, 2021, only Indian citizens and Overseas Citizens of India (OCIs) are eligible for altruistic surrogacy in India, provided they meet specific conditions. - What factors influence the cost of surrogacy in Noida?
Surrogacy costs in Noida can vary due to factors like medical procedures (₹5 lakhs to ₹7 lakhs), surrogate compensation (₹7 lakhs to ₹8 lakhs), and legal fees (₹3 lakh to ₹ lakhs). - Is surrogacy legal in Noida, and how does it affect the cost?
Yes, surrogacy is regulated in Noida, and legal fees for surrogacy agreements typically range between ₹3 lakh to ₹4 lakhs, which is included in the total surrogacy cost. - Are there any hidden costs involved in surrogacy in Noida?
Some clinics may charge extra for surrogate care, medications, or complications, which can add ₹1 lakh to ₹3 lakhs to the total surrogacy cost. - How can I book an appointment for Surrogacy treatment in Noida?
Booking an appointment for Surrogacy treatment in Noida is simple. You can easily schedule a consultation online through Shine Fertility’s website or contact our helpline for assistance. At Shine Fertility, we provide expert guidance and personalized care every step of the way. Book your appointment today and take the first step toward your fertility journey with us!
Disclaimer:
The content provided in this blog regarding surrogacy and fertility treatments is intended solely for informational purposes and should not be interpreted as legal or medical guidance. Laws and regulations related to fertility and surrogacy can differ significantly by region and may evolve. We advise consulting with experienced legal and medical professionals to receive tailored advice suited to your circumstances. ShineFertility disclaims any liability for actions taken based on the information presented in this blog.